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Fire

Hoffman | Forde blog graphic for

California’s Recent Insurance Bills: Why They Fall Short for Homeowners

Homeowners and buyers across Southern California are struggling to secure basic fire insurance, being denied coverage, losing out on deals, and facing lenders demanding insurance requirements or limits the buyer cannot obtain. In an attempt to help homeowners and buyers, and in response to the 2025 Palisades and Eaton fires, the state legislature introduced new […]

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Burning Down the House: A Guide to California’s Wildfire Fund

California created a multi‑billion‑dollar Wildfire Fund to steady the system when utility equipment is blamed for catastrophic blazes. In 2026, lawmakers are signaling that the program’s design could shift, changes that may find their way into utility bills, insurance options, and home finances for everyday homeowners. Below, you’ll find an explanation of how the fund […]

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Smoke rising over burned neighborhood ruins with a city skyline in the background, Hoffman | Forde graphic on San Diego fire regulations

San Diego’s 2026 Fire Safety Rules: A Guide for Homeowners

San Diego is rolling out major wildfire‑prevention rules in 2026 that will reshape how residents maintain their homes and yards. With extreme fire conditions becoming more common, the city is tightening standards to reduce the risk posed by wind‑driven embers, a leading cause of home ignitions during wildfires. Below is a clear guide for what […]

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